Frequently Asked Questions (FAQ)
Here are some frequently asked questions about student finance. For more official information, please visit the Student Finance England website.
Yes, you can repay student finance early, and it's worth considering if you're able to do so. Why not take a look at our article on Paying Student Finance Back Early.
Yes, in many cases, student finance can cover master's degrees through a Postgraduate Master's Loan, but eligibility can vary based on factors like your course, university, age, and residency status.
Yes, UK student loans are typically written off after a certain period if not fully repaid. This period depends on your loan plan (e.g., 30 years for Plan 2, 40 years for Plan 5 from the April after you were first due to repay).
England:
Phone: 0300 100 0607 | Twitter: @SF_England
Website: Student Finance England
Northern Ireland:
Phone: 0300 100 0077 | Website: Student Finance NI
Scotland (SAAS):
Phone: 0300 555 0505 | Twitter: @saastweet
Website: SAAS
Wales:
Phone: 0300 200 4050 | Twitter: @SF_Wales
Website: Student Finance Wales
Student Loans Company (SLC):
Website: SLC Website
Yes, government loans are commonly offered to students to help cover education costs.
Student finance is calculated based on factors like tuition fees, living costs, household income, and other variables.
Student finance provides funds to help cover the costs of education and living expenses while studying, usually as loans that need to be repaid after graduation.
Your student finance plan depends on factors like your course, location, and when you started studying. Check with your student finance provider to confirm your plan.
The type of student finance you qualify for depends on your course, location, and financial circumstances. Check with your student finance provider for specific options.
This is based on your start year and where you go to university and is automatically chosen for you.
Student finance tuition loans are paid directly to the university, so you will never see this money. Maintenance loans are normally paid in three instalments over the academic year, although this can vary.
This is dependent on some simple criteria. Take a look at our student finance guide for more information.
Student loans are usually written off after a certain period, depending on the plan—such as 30 years for Plan 2 loans—if you haven’t fully repaid by then. Please refer to our student finance guide for more information.
You can find information about student loans on official government student‑finance websites and other reputable resources.
Certain loans—particularly those linked to specific public‑service careers—may be eligible for loan forgiveness.